Programs and grants
First Time Buyer Programs and Grants in 2025
Learn what a first-time buyer is, compare down payment options, and review grants and assistance programs that may help reduce upfront costs.
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First-time buyer blog
Articles for buyers comparing grants, down payment assistance, loan options, and practical next steps.
Buying process
Step by Step Buying Process for First Time Home Buyers
Follow the buying process from financial prep and pre-approval to house hunting, offers, inspections, appraisal, and closing.
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Loans and down payments
Loan Types and Down Payment Guide: How to Qualify for a Mortgage
Compare FHA, VA, USDA, and conventional loans, including down payment requirements, mortgage insurance, and qualification basics.
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Budgeting
Home Purchase Budgeting: Property Taxes, Insurance, and HOA Fees Explained
Learn how to budget beyond principal and interest by factoring property taxes, homeowner's insurance, HOA dues, and maintenance.
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Pre-approval
Education & Pre-Approval for First-Time Home Buyers
Learn the difference between pre-qualification and pre-approval, and how education benefits can support buyers using grants and financing.
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Have questions about your buying path?
Use these articles as a starting point, then verify current program terms with qualified lending and real estate professionals.